Lending expertise you can trust
Business lending
Working capital for traders and MSMEs through Chakarika Plus — with daily, weekly, or monthly repayment to match your sales cycle.
Emergency finance
Fast, short-term support through Faida Chap Chap when urgent needs arise — with clear weekly repayments and transparent terms.
Asset & housing finance
Structured loans for equipment, vehicles, and home projects through Miliki Chombo and Ujenzi — built for longer-term goals.
Agriculture & group lending
Seasonal farm finance and vikundi group loans with repayment plans aligned to harvests and group cash flow.
Responsible credit assessment
e assess affordability and explain every loan clearly — with a Key Facts Sheet before you sign, so you know exactly what you’re committing to.
Repayment support
Flexible repayment through branch collections, customer wallet, and supported payment channels — with respectful service throughout your loan journey.
What they want to say about us
Miguel V. Stanton
Leonardo F. Ashton
Javier C. Emerson
